Hi. I feel stupid saying this but I have been rolling over loans from a pay-day company for nearly 2 years and cannot get straight. It is depressing me because every Tuesday when I get my child tax credit, I have to pay £27.00 then roll over another loan so I cannot break the cycle at all. Even if I am ten minutes late going in to the store, they are ringing my mobile all the time bullying me. I borrowed the money because my boyfriend is in prison and when he got sent down, he lost his job at the time our electric bill was due. I hate this situation and I don't know where to turn.
PFV COMMENT: How dare these loan sharks loan people money against their child tax credit!